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Purchase a home

Is now a good time to refinance your loan?

We’re here to help you every step of the way
Calculate how much your monthly mortgage payment could be.
* Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.
See All Mortgage CalculatorsAt National Home Mortgage Inc, we understand that navigating the world of mortgages can be a daunting task. Thats why we pride ourselves on providing personalized service tailored to meet the unique financial needs of each of our clients. With a deep commitment to making the loan process as smooth and transparent as possible, we specialize in a variety of home purchase loans, refinancing options, and additional mortgage products. Our expertise in FHA Loans, VA Loans, Conventional Loans, Commercial Loans, and Non-QM Loans ensures that we can find the right solution for you, whether youâre buying your first home or looking to invest in commercial property.
We also recognize that refinancing your current mortgage can be a wise financial move, especially if you're looking to lower your monthly payments or tap into your homeâs equity. Thatâs why we offer a range of refinancing programs, including FHA Streamline, FHA Cash Out, FHA 203k, Conventional, and Commercial refinancing options. Our team is dedicated to answering your questions and guiding you through the refinancing process to help you achieve your financial goals.
For those who may have unique financial situations, we provide specialized loan products designed to accommodate a wide range of needs. Our offerings include 1099 Loans, Self Employed Loans, Bank Statement Loans, First Time Homebuyer Loans, DSCR, HELOC, ITIN Loans, Rehab Loans, Hard Money Loans, Apartment Complex Loans, and Multi-Unit Loans. No matter your circumstances, we are committed to finding the best loan options for you.
When it comes to serving our local communities, we have a strong presence in several cities across Illinois. In Chicago, we have the pleasure of working with a diverse clientele, helping individuals and families secure home purchase loans that fit their lifestyles and financial situations. Our familiarity with the local market allows us to provide insights and recommendations that can make the home buying process not only easier but also more enjoyable. We take pride in supporting the vibrant neighborhoods of Chicago and are dedicated to helping you find your perfect home in this bustling city.
In Berwyn and Cicero, we enjoy building relationships with our clients and understanding their unique needs. This area is known for its strong sense of community, and we aim to contribute to that by offering comprehensive support for home purchase loans and refinancing options. Our team is always available to discuss the various loan solutions we provide, ensuring that you feel confident every step of the way. Whether you are a first-time homebuyer or looking to refinance, we are here to assist you in achieving your homeownership dreams.
In Skokie, we recognize the importance of finding a home that suits your lifestyle. As the area continues to grow and evolve, we are committed to helping residents navigate the complexities of home purchase loans and refinancing. Our expertise in various mortgage products enables us to offer tailored solutions that meet the specific needs of Skokies diverse community. We take pride in being a resource for those looking to buy or refinance in this vibrant suburb, ensuring that our clients have access to the best options available to them.
At National Home Mortgage Inc, we are passionate about helping clients achieve their homeownership goals across all the cities we serve. Whether you're in Chicago, Berwyn, Cicero, or Skokie, our dedicated team is ready to work with you to find the right home purchase loans and refinancing solutions to suit your financial needs. We believe that every client deserves personalized attention and support, and we look forward to helping you on your journey to homeownership.

Our streamlined application allows us to quickly determine eligibility through our in-house automatic underwriting (AU) and provides a central location for document submission.

See how much you are approved for, then shop for homes or move forward with your refinance.

Work with our dedicated team to verify loan details and get to closing fast.

Most lenders offer convenient online payment options. Our team will set you up for success ahead of your first mortgage payment.
We offer a wide range of refinance options designed to meet your needs. If you're looking for cash out, or just get a better rate and term, we are ready to help you.
We offer the following Refinancing Programs:
FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | Conventional
National Home Mortgage also offers several niche programs as well - Low FICO score, Non-QM loans, Bank Statement Loans.
Regulator:
Illinois Department of Financial and Professional Regulation
Division of Banking, Bureau of Residential Finance
555 W. Monroe Street, 5th Floor. Chicago, IL 60661
General Inquiries: 1-888-473-4858 TYY: 1-866-325-4949
Website: www.idfpr.com
For licensing information, go to: www.nmlsconsumeraccess.org
State of Illinois Community Reinvestment Notice
The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.